Forensic Engineers and Consultants

Tag Archive: flood damage

  1. Flood Damage to Electrical Equipment

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    As a result of the recent weather, those of us in South Carolina have gained a renewed appreciation of the damage that can result from flooding. Even a few inches of flood water can result in property damage and a loss of services in addition to the immediate risk of physical harm. (more…)

  2. A Small Water Line Leads to a Large Loss

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    A large oceanfront house was custom built after two years of planning and construction.  The house had three stories over an elevated foundation.  Shortly after the house was completed, the owners arrived one evening and found water pouring from above when they parked in the garage beneath the living spaces.   (more…)

  3. Flood Damage versus Water Damage: Water Damage Assessment – Part II

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    In the continuation of the series on “Flood Damage versus Water Damage”, we will now focus on cause and effects of water damage to residential and building structures and components.  As discussed before, our goal in this blog series is to accurately and consistently inform the adjuster on what determines flood damage and water damage to homes, buildings and their components.  According to the Insurance Information Network of California (IINC) that will depend on a couple of things: 1) What type of insurance did the owner chose to purchase and 2) How did the water enter the residence or building? (more…)

  4. Flood Damage versus Water Damage: Flood Damage Assessment – Part I

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    Recently, I read an article from the Insurance Information Network of California (IINC) explaining the difference between “Flood Damage” and “Water Damage” that really hit home and I wanted to share with you again.  “Water, water everywhere, but not a drop should be there.  With dismay, you discover that your home is filled with damaging water.  Will your insurance policy cover this loss?”   (more…)

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