Forensic Engineers and Consultants

Tag Archive: Flood Loss Claims

  1. Flood Damage versus Water Damage: Water Damage Assessment – Part II

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    In the continuation of the series on “Flood Damage versus Water Damage”, we will now focus on cause and effects of water damage to residential and building structures and components.  As discussed before, our goal in this blog series is to accurately and consistently inform the adjuster on what determines flood damage and water damage to homes, buildings and their components.  According to the Insurance Information Network of California (IINC) that will depend on a couple of things: 1) What type of insurance did the owner chose to purchase and 2) How did the water enter the residence or building? (more…)

  2. Flood Damage versus Water Damage: Flood Damage Assessment – Part I

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    Recently, I read an article from the Insurance Information Network of California (IINC) explaining the difference between “Flood Damage” and “Water Damage” that really hit home and I wanted to share with you again.  “Water, water everywhere, but not a drop should be there.  With dismay, you discover that your home is filled with damaging water.  Will your insurance policy cover this loss?”   (more…)

  3. Stormwater Management Systems – Flood Control Structures

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    An integral part of a stormwater management system is the design.  The design controls the quantity, quality, timing and distribution of storm runoff.  The storm drainage system is a network of access structures, ditches, channels and underground pipes that work together to direct and carry stormwater (rain and snow water) to ponds, lakes, streams and rivers and may consist of both public and private land and systems.  In order to keep these stormwater systems working properly as designed, the systems must be maintained on a routine schedule and on a continual basis.  The maintenance of these systems involves rigorous cleaning and removing of vegetation and debris. The systems include but are not limited to culverts and pipe outfalls, catch basin gratings and manholes, retention and detention water runoff control basins, channels and roadside ditches, and underground piping. (more…)

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